.policies-main{padding-bottom:70px}
.policies-breadcrumbs{display:flex;align-items:center;flex-wrap:wrap;gap:12px;padding:26px 0;font-size:.8rem;color:var(--muted)}
.policies-breadcrumbs a{color:var(--blue)}
.policies-breadcrumbs a:hover{text-decoration:underline}
.policies-hero{padding:38px 0 46px;border-bottom:2px solid var(--ink)}
.policies-hero .eyebrow{color:var(--blue);margin:0 0 20px}
.policies-hero h1{font-size:clamp(2.5rem,5.5vw,4.8rem);line-height:1.05;letter-spacing:-.055em;margin:0 0 25px;color:var(--blue)}
.policies-hero h1 span{color:var(--ink)}
.policies-hero>p:last-child{max-width:660px;font-size:1.08rem;line-height:1.75;color:var(--muted);margin:0}
.policies-layout{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:clamp(30px,5vw,75px);padding-top:42px}
.policies-documents{min-width:0}
.policies-group{margin-bottom:46px;scroll-margin-top:30px}
.policies-group>.eyebrow,.policies-request>.eyebrow{color:var(--blue);margin:0 0 12px}
.policies-group>h2,.policies-request>h2{font-size:clamp(1.65rem,2.6vw,2.1rem);line-height:1.2;letter-spacing:-.035em;margin:0 0 12px}
.policies-section-intro{color:var(--muted);line-height:1.7;margin:0 0 24px}
.policy-document{border:1px solid var(--line);border-radius:4px;margin-bottom:12px;overflow:hidden;background:#fff;scroll-margin-top:30px}
.policy-document>summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:22px 24px;min-height:70px;font-size:1rem;font-weight:700;line-height:1.5;cursor:pointer}
.policy-document>summary::-webkit-details-marker{display:none}
.policy-document>summary::after{content:"+";flex-shrink:0;font-size:1.4rem;line-height:1;color:var(--blue);font-weight:500}
.policy-document[open]>summary{background:#f2f6fd;color:var(--blue);border-bottom:1px solid var(--line)}
.policy-document[open]>summary::after{content:"−"}
.policy-document>summary:hover{background:#f2f6fd;color:var(--blue)}
.policy-document>summary:focus-visible{outline:3px solid var(--blue);outline-offset:-4px}
.policy-reading{padding:8px 26px 22px;color:#414852;font-size:1rem;line-height:1.85;overflow-wrap:anywhere}
.policy-reading h3{font-size:1.15rem;line-height:1.4;letter-spacing:-.015em;margin:25px 0 12px;color:var(--ink)}
.policy-reading p{margin:18px 0}
.policy-reading ul,.policy-reading ol{padding-left:24px;margin:18px 0}
.policy-reading li{padding-left:5px;margin-bottom:10px}
.policy-reading li::marker{color:var(--blue);font-weight:600}
.policy-reading>:last-child{margin-bottom:0}
.policies-membership{margin-top:26px;border-left:3px solid #d5b55f;background:#faf8f1;padding:20px 24px}
.policies-membership h3{font-size:1rem;margin:0 0 8px}
.policies-membership p{margin:0;color:#535961;font-size:.92rem;line-height:1.8}
.policies-request{padding:30px;border:1px solid var(--line);border-top:3px solid var(--blue);background:#f5f7fc;scroll-margin-top:30px}
.policies-request>p:not(.eyebrow),.policies-request>ul{line-height:1.8;color:#535961}
.policies-request>ul{padding-left:20px;margin:18px 0 25px}
.policies-request li{padding-left:4px;margin-bottom:5px}
.policies-request li::marker{color:var(--blue)}
.policies-sidebar-card{position:sticky;top:28px;padding:26px;border:1px solid var(--line);border-top:4px solid var(--blue);border-radius:4px}
.policies-sidebar-card>.eyebrow{color:var(--blue);margin:0 0 10px}
.policies-sidebar-card nav{display:grid}
.policies-sidebar-card nav a{padding:14px 0;border-bottom:1px solid var(--line);font-size:.95rem;font-weight:600;line-height:1.5}
.policies-sidebar-card nav a:hover{color:var(--blue);text-decoration:underline;text-underline-offset:4px}
.policies-help{padding-top:28px}
.policies-help h2{font-size:1.55rem;line-height:1.2;letter-spacing:-.025em;margin:0 0 14px}
.policies-help p{font-size:.95rem;color:var(--muted);line-height:1.75;margin:0 0 22px}
.policies-help .button{width:100%;justify-content:center}
.policies-help address{font-style:normal;font-size:.78rem;color:var(--muted);line-height:1.75;margin-top:22px;padding-top:18px;border-top:1px solid var(--line)}
@media(max-width:850px){.policies-layout{grid-template-columns:minmax(0,1fr)}.policies-sidebar{order:-1}.policies-sidebar-card{position:static;padding:18px 22px}.policies-sidebar-card nav{display:flex;flex-wrap:wrap;gap:4px 22px}.policies-sidebar-card nav a{border:0;padding:10px 0}.policies-help{display:none}.policies-hero{padding:24px 0 35px}.policies-layout{gap:30px;padding-top:30px}}
@media(max-width:500px){.policies-main{padding-bottom:45px}.policies-breadcrumbs{font-size:.73rem;gap:8px}.policies-hero>p:last-child{font-size:1rem}.policy-document>summary{padding:18px;font-size:.96rem}.policy-reading{padding:6px 18px 20px;font-size:.95rem}.policies-request{padding:24px 20px}.policies-membership{padding:18px}.policies-group{margin-bottom:34px}}
@media print{.policies-sidebar{display:none}.policies-layout{display:block}.policy-document{break-inside:avoid}.policy-document::details-content{content-visibility:visible}.policy-document:not([open])>.policy-reading{display:block}.policy-document>summary::after{display:none}.policies-request .button{display:none}}